Highlight on Homelight

Highlight on Homelight

Imagine being able to make a cash offer on the home of your dreams without actually having that cash on hand. Imagine being able to close on your dream home in as few as eight days. Imagine being 3x times more likely to win your dream home in a competitive market versus an offer with a loan contingency. Now imagine being able to go through the entire home buying or selling process with much less stress because you have the certainty and support of a top-tier, certified REALTOR assisting you through the process. All of this and more is possible with Homelight Trade-In.

What is Homelight?

Homelight is a software and services platform designed for buyers, sellers, and real estate agents. Their mission is to empower people to make smarter decisions during one of life’s most important moments: buying and selling their homes. Overall, they aim to simplify and accelerate real estate transactions by connecting homebuyers and sellers to top real estate agents, and providing them with all the tools they need during the real estate transaction process. Whether it's finding a top agent to work with, securing a competitive mortgage, or ensuring an on-time, easy closing process, HomeLight's main focus is to make real estate transactions simple, certain and satisfying for all parties involved.

How Does It Work?

Each year, Homelight helps hundreds of thousands of clients buy and sell homes through top real estate agents, and facilitates billions of dollars of real estate business on the Homelight platform. The way they are able to do this is because they provide software and services to buyers, sellers, and real estate agents. There are four main services they provide: Homelight Home Loans, Homelight Closing Services, Homelight Trade-In, and Homelight Cash Offer.

Homelight Home Loans

Homelight Home Loans was designed to make it quicker and easier to get a home loan. Basically, Homelight Home Loans is a digital mortgage lender. With this service, you can apply for a home loan in just thirty minutes, have a single point of contact, full underwrite before the offer, and zero lender fees.

Homelight Closing Services

Traditional escrow is outdated. Homelight Closing Services aims to simplify the entire closing process by modernizing the escrow process and assuring you are up-to-date and secure at every step. In order to do this, they ensure that documents and messages are digitally encrypted for your protection. They make it easy and accessible for you to review and submit closing documents within minutes. And finally, they allow you to get instant notifications on what’s happening with your money.

Homelight Trade-In

Buy your dream home now, while Homelight sells your current home with the Homelight Trade-In Service. Homelight Trade-In allows you to make your strongest offer with no lending or home sale contingency because you know that you have a buyer secured and will still get market value. You will control your timeline and decide on when you move – this means no interim housing or double mortgage. Let Homelight-certified Realtors® take care of the repairs and showings while you enjoy your new home. Your old home will be prepped and listed, so you can get the most value. If the home sells for more than the price Homelight paid for it, they’ll give you the additional cash minus selling costs and program fees.* On average, homes sold through Trade-In sell for 5% more.

Homelight Cash Offer

Homelight Cash Offer is one of HomeLight's most attractive services, especially in the market today. With this service, you can compete with other buyers who are looking to buy a home with cash upfront, even without having the cash yourself. To do this, there is a very simple four-step process.
  • First, they connect you with a Homelight Cash Offer certified agent and help you get approved for a Homelight Home Loan so you can quickly make an offer on your dream home. 
  • Second, after you have signed the Cash Offer Agreement, they will help the agent with the property submissions and approval. 
  • Thirdly, they will help you decide the speed you’d like to close, and assist your agent in the offer submission and acceptance. 
  • Lastly, they will assist in the escrow and closing procedures. In this stage, you will have the flexibility to choose whether to close in twenty-one days (which is free when using Homelight Home Loans) or in as few as eight days (for an express fee). The process is slightly different for the 8-day closing. Once you have deposited the extra 5% down, there are two separate transactions that need to be done in order to close at this speed. Transaction #1 is where Homelight initially buys your new home with their cash. Once your loan closes, then they sell the home to you at the same price they bought it and close as quickly as possible. This is transaction #2.

Why It’s Important to be a Homelight Certified Realtor®?

Homelight is truly a win-win for everyone in the real estate transaction process. Not only does it give more power to the buyers and sellers, but it also provides a ton of opportunities, resources, and technology to Realtors® who are certified, Homelight agents. Homelight gives top real estate agents the platform they need to showcase their skills and experience. They do the backend work to help match Realtors® with high-quality referrals which will allow them the chance to focus on what they do best: closing deals. Along with referrals, Homelight provides listing management software, and all of the above-mentioned Homelight Services such as Homelight Trade-In, Homelight Cash offer, and Homelight Closing Services.
Whether you are a buyer, seller, or real estate agent, HomeLight's software and services platform is designed to help make your home-buying experience simple, certain, and satisfying. With over $28.000+ Top Real Estate Agents, 1 Million + happy clients, and a huge network of caring and dedicated employees spanning all over the United States, Homelight is guaranteed to make your buying or selling process more exciting than ever. Contact me today and as your local Homelight Certified Realtor®, I’ll be more than happy to answer any other questions you may have.

Work With Christopher

Chris attributes his success to his effective working relationships with his clients. His first priority is always open, honest communication about his client’s particular needs and lifestyle. Finding the right property, or selling a home has its rewards, but for Chris, a life-long relationship with a client brings him genuine personal satisfaction. Above all, Chris is passionate about improving the lives of his clients by helping them find properties that bring them joy and fulfillment. He understands the value of a real estate investment in a way that few can articulate, using his uncanny intuition to maximize returns for his clients. When listing a client’s home, he evaluates the market opportunities, encouraging his clients to be smart and patient to achieve the best outcome.